Renters Insurance

Protect yourself and your space from the unexpected.

Brand New Belongings

An optional coverage in connection with some homeowners, renters and condominium insurance policies that may help pay to repair or replace covered belongings.

Personal Umbrella

A personal umbrella policy offers an extra layer of protection for your assets. This includes bodily injury, property damage and personal injury to others for which you are held liable.

Medical payments

Medical payments may help cover others’ medical expenses resulting from an accident on your property. For home and apartment renters, insurance under this coverage plan does not apply to you or regular residents of your household.

Renters Insurance Coverage

If you live in a rented apartment, condominium or home, you need to protect yourself and your space from the unexpected. Because your landlord’s insurance policy doesn’t cover your belongings, renters insurance is a smart choice for safeguarding yourself in the event of theft, sewer backup damage, fire and more.

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  • Water Backup

    This renters coverage protects you against losses caused by water that backed up through sewers or drains. (This is not the same as flood insurance.)

  • Valuables Plus

    Provides additional coverage for high-value items, such as jewelry, watches and furs, as provided by your policy.

  • Personal Liability Insurance

    Personal liability renters insurance policies may cover bodily injury and property damage to others caused by your actions or negligence.

  • Credit Card Coverage

    Credit card coverage pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. This renters insurance coverage also applies to forged checks and counterfeit money.

  • Personal Injury Liability

    This renters insurance coverage may help pay for damages awarded to others due to injuries such as false arrest, libel, slander and invasion of privacy for which you are responsible.

  • Theft Extension

    This option provides extended protection for your personal belongings stored away from your home in or on any motor vehicle, trailer or watercraft.

  • Earthquake and Volcanic Eruption

    This insurance option pays for covered losses to your property caused by earthquake or volcanic eruption up to the limits you select.

  • Building/Additions/Alterations

    This option pays for covered damages to additions, alterations, fixtures, improvements or installations that you make to your residence.

  • Loss of Use

    This coverage helps pay for additional living expenses resulting from being unable to live in your home.