Life Insurance

The foundation of financial security for you and your family.


Coverage for a specific
length of time.


Builds value based on
a set schedule.


Earn a fixed interest rate
on the cash value.

In today?s environment, it?s important to know that there are some things you don?t have to worry about. Life insurance can be the foundation of security for you and your family. It can be the base upon which other insurance is built.

Customize your policy

Protect what's important with Life Insurance

  • Term Life Insurance

    How long should your coverage last? Need life insurance coverage just for a specific timeframe ? like while you?re paying off your mortgage? Term life insurance offers protection for a set period.

  • Whole Life Insurance

    Builds value based on a set schedule. You?ll know the exact cash value of your policy at each anniversary. (If you take a loan or withdrawal from your policy, the cash value and death benefit will decrease.)

  • Universal Life Insurance

    Earn a fixed interest rate on the cash value of the policy. While the interest rate may change over time, it will never dip below a guaranteed minimum rate.

Fees and Charges

– Before you buy, ask about the fees and charges associated with a life insurance policy, how they?re calculated and what they?re for.

Flexible Payments

– Some universal and life products let you make flexible payments once you?ve paid enough to cover your policy charges.

Access To Your Money

– Will you need to take money out of your policy in the future, for instance, to pay college tuition or as retirement income? Most whole life and universal products let you withdraw money from your policy or take loans. But some do restrict when you can take money, how much you can take and (for loans) the interest rate.

As your personal situations change (i.e. marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure these strategies and products are suitable for your long-term life insurance needs. You should weigh your objectives, time horizon and risk tolerance as well as any associated costs before investing.