Home Insurance

Protecting your home and loved ones!


We offer homeowners insurance coverage you can depend on. From coverage on your home and belongings to coverage for liability, we can provide homeowners insurance policies to suit your needs and budget. In the event of fire, theft, natural disasters and other types of covered damage, we will be there.

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Dwelling coverage

This insurance helps protect the structure, built-in appliances and wall-to-wall carpet of your house from covered perils.

Flood Insurance

This additional policy protects your house and its contents from flood damage. It is a separate policy with its own deductible.

Better Roof Replacement

An optional coverage in connection with your homeowners policy can help you get extra roof protection.

Learn more about the policies we offer

An optional coverage in connection with some homeowners, renters and condominium insurance policies that may help pay to repair or replace covered belongings.
This coverage can pay an additional amount of your home coverage limit if additional money is needed to rebuild after a loss.
Broadens the coverage for loss due to water backup through sewers or drains.
This option covers property not attached to your house. This can include a detached garage or a gazebo.
This insurance provides additional coverage for high-value items such as jewelry, watches, antiques and fine art.
This protection helps cover your furniture, clothing and other items in your home from covered losses as defined by your policy.
This insurance consists of two parts: bodily injury and property damage. If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.
A separate personal umbrella policy offers an extra layer of protection for your assets. This includes bodily injury, property damage and personal injury to others for which you are held liable.
This coverage may help pay for medical or funeral expenses of someone who is injured on your property.
This insurance may help pay to rebuild your house to current building codes after a covered loss.
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    Water Backup

    This coverage protects you against losses caused by water that backed up through sewers or drains. (This is not the same as flood insurance.)

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    Valuables Plus

    Provides additional coverage for high-value items, such as jewelry, watches and furs, as provided by your policy.

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    Personal Liability Insurance

    Personal liability renters insurance policies may cover bodily injury and property damage to others caused by your actions or negligence.

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    Credit Card Coverage

    Credit card coverage pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. This renters insurance coverage also applies to forged checks and counterfeit money.

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    Personal Injury Liability

    This insurance coverage may help pay for damages awarded to others due to injuries such as false arrest, libel, slander and invasion of privacy for which you are responsible.

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    Theft Extension

    This option provides extended protection for your personal belongings stored away from your home in or on any motor vehicle, trailer or watercraft.

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    Earthquake and Volcanic Eruption

    This insurance option pays for covered losses to your property caused by earthquake or volcanic eruption up to the limits you select.

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    Building/Additions/Alterations

    This option pays for covered damages to additions, alterations, fixtures, improvements or installations that you make to your residence.

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    Loss of Use

    This coverage helps pay for additional living expenses resulting from being unable to live in your home.