After several years teaching Jr. and Sr. High school in Spotsylvania, VA., Ken started selling insurance in March, 1976. In late 1977, Ken accepted a position in sales management with Nationwide Insurance. Over the next 20 years, Ken worked up the corporate ladder before making a decision to return to owning an insurance agency. Ken’s management experience has been very helpful in the continued growth of the agency. He holds the CLU, AAI and LUTCF insurance designations.

After teaching a few years of middle school Toni decided to join the family agency in 2002. Her role is to help manage the overall operations of the agency. She also reviews every personal lines policy before it renews to check for missing discounts, coverages and upgrades.

Licensed over 15 years, Renee moved to Maryland in 2003. Her first interview was at Smith and Associates and she has been here ever since. She likes helping others and believes educated clients are the best clients. She tries to make our clients feel at home and get to know them and their family personally.

Grace worked with the Gonzalez Insurance Agency from 1988 to 1998 and has been with Smith and Associates since then.

Worked for Stephen Beall Agency in Rockville, Md for over 21 yrs. before the agency merged with Smith and Associates.