100 Years of Combined Service

We provide the service you deserve!


Smith and Associates has served the insurance needs of Prince Georges County for over 50 years. Our associates have more than 100 years of combined experience. We are ready to service ALL of your insurance needs.

Meet The Team


Ken Smith

Principal Agent (Bio)

Toni Smith

Operations Manager (Bio)

Renee Montague

Training and Development Manager (Bio)

Graziella (Grace) Flaim

Safety Manager (Bio)

Tiffany Gibson

Commercial CSR (Bio)

 

Service You Deserve

We care about your insurance needs

Contact us today!
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    Ken Smith

    Principal Agent

After several years teaching Jr. and Sr. High school in Spotsylvania, VA., Ken started selling insurance in March, 1976. In late 1977, Ken accepted a position in sales management with Nationwide Insurance. Over the next 20 years, Ken worked up the corporate ladder before making a decision to return to owning an
 insurance agency. Ken’s management experience has been very helpful in the continued growth of the agency. He holds the CLU, AAI and LUTCF insurance
 designations.

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    Toni Smith

    Operations Manager

After teaching a few years of middle school Toni decided to join the family agency in 2002. Her role is to help manage the overall operations of the agency. She also reviews every personal lines policy before it renews to check for missing discounts, coverages and upgrades.

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    Renee Montague

    Training and Development Manager

Licensed over 15 years, Renee moved to Maryland in 2003. Her first interview was at Smith and Associates and she has been here ever since. She likes helping others and believes educated clients are the best clients. She tries to make our clients feel at home and get to know them and their family personally.

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    Graziella (Grace) Flaim

    Safety Manager

Grace worked with the Gonzalez Insurance Agency from 1988 to 1998 and has been with Smith and Associates since then.

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    Tiffany Gibson

    Commercial CSR

Tiffany joined Smith and Associates in August, 2016. She became licensed in property and casualty insurance in April, 2017. Prior to joining the agency, she served in the US Navy, was an administrative assistant for the US Army recruiting office, was a branch clerk for Auto Owners Insurance Company, and was an office manager for Excel Logistics.